We are open and committed to serving all your Medicare and Life Insurance Needs. Currently, due to COVID-19 we have our office closed to any walk-in business in order to minimize risk for our senior population. We continue to operate during our regular business hours Monday-Friday by appointment only. We are available by phone and have the capability to take care of most if not all of your insurance needs. Please contact our office at 912-292-4466 for the latest updates.
Medicare Part A
Medicare is a health insurance program administered by the Federal Government, providing health insurance coverage to people who are 65 years of age or older, under age 65 with certain disabilities and at any age with End-Stage Renal Disease (ESRD – permanent kidney failure requiring dialysis or a kidney transplant).
MEDICARE Part A (Hospital Insurance)
You are entitled to receive Medicare Part A on the first day of the month you turn 65. In most cases, it’s free. You usually won’t pay a premium for Medicare Part A if you or your spouse paid Medicare taxes for at least 10 years while working.
In most cases, you will automatically be signed up for Part A. If you haven’t met the requirements for Part A you may be able to buy Part A for a premium.
You will automatically get Part A if you already receive benefits from Social Security or from the Railroad Retirement Board (RRB). If you aren’t getting Social Security benefits (for example, if you are still working), you may need to sign up for Part A, even if you are eligible to receive part A at no cost.
Medicare Part A Covered Services:
- In-patient care in hospitals (such as critical access hospitals, inpatient rehabilitation facilities, and long-term care hospitals)
- In-patient care in a skilled nursing facility (not custodial or long-term care)
- Hospice care services
- Home health care services
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